Can Decentralized Finance Truly Fix Global Credit Inequality, or Will New Forms of Exclusion Emerge?

In 2022, during Canada’s Freedom Convoy protests, something happened that changed my view on financial freedom. Over 200 bank accounts were frozen without notice, leaving protesters unable to access their money. Imagine waking up to find your debit card doesn’t work, not because you’re out of money, but because a government official didn’t like your … Read more

I Built with AI Coding Agents. The Hype Is Dangerous.

==”Just give it a prompt, and it’s done.”== This is the seductive lie of “Vibe Coding,” the new frontier of software development powered by AI agents like Gemini, Claude, and OpenAI’s models. The pitch is intoxicating: lean back, type a few sentences, watch a fully-formed application materialize from thin air. It’s sold as the great … Read more

Financial Inclusion Is a Myth: How Gluwa Make Nigeria Borderless Finance Reality

Inclusion in finance is often treated as a moral goal, but in practice, it is more of a marketing slogan. Real inclusion means giving the unbanked and underserved tools, systems, and credit pathways, not just handing them a digital wallet. The Myth of Financial Inclusion We often toss around terms like financial inclusion, banking the … Read more

AI in Focus: 3 Polls That Reveal the Future

Welcome to 3 Tech Polls, HackerNoon’s brand-new Weekly Newsletter that curates Results from our Poll of the Week, and 2 related polls around the web. Thank you for having voted in our polls in the past. n n The inaugural topic is….. 🥁🥁🥁 n n Artificial Intelligence, naturally. 🔥 This Week’s Poll Results (HackerNoon) Should companies have … Read more

Blockchain Cities and Liners: Where Did They Go?

Many promises were made. Idealists and degenerates made several attempts to create special corners for like-minded people around the world. But out of dozens of projects, only a few made it to the start of construction. And only one made it to the final implementation. Most did not survive regulatory restrictions, unrealistic expectations, and other … Read more

Predicting Hard Drive Failures Using Mondrian Conformal Prediction

Table of Links Abstract and 1. Introduction Motivation and design goals Related Work Conformal prediction 4.1. Mondrian conformal prediction (MCP) 4.2. Evaluation metrics Mondrian conformal prediction for Disk Scrubbing: our approach 5.1. System and Storage statistics 5.2. Which disk to scrub: Drive health predictor 5.3. When to scrub: Workload predictor Experimental setting and 6.1. Open-source … Read more

How Predictive Algorithms Are Making Data Center Disk Scrubbing Smarter

Table of Links Abstract and 1. Introduction Motivation and design goals Related Work Conformal prediction 4.1. Mondrian conformal prediction (MCP) 4.2. Evaluation metrics Mondrian conformal prediction for Disk Scrubbing: our approach 5.1. System and Storage statistics 5.2. Which disk to scrub: Drive health predictor 5.3. When to scrub: Workload predictor Experimental setting and 6.1. Open-source … Read more

2D Phase Space Tomography: Validating MENT-Flow Against MENT Using 1D Projections

Table of Links I. Introduction II. Maximum Entropy Tomography A. Ment B. Ment-Flow III. Numerical Experiments A. 2D reconstructions from 1D projections B. 6D reconstructions from 1D projections IV. Conclusion and Extensions V. Acknowledgments and References A. 2D reconstructions from 1D projections Our first experiment tests the model performance in 2:1 phase space tomography. We … Read more

The Seven-Step Hostage Situation You Call Onboarding

I’ve built onboarding flows I was quietly proud of. Progressive disclosure that felt clever. Tooltips that appeared exactly when you needed them (I checked). A completion checklist with satisfying green ticks. In Figma, they looked like care. In production, they behaved like the shop assistant who follows you around explaining socks. This is what I … Read more

Out of This World: What Spacecoin’s Orbital Transaction Really Means for Decentralization

Spacecoin just proved that decentralization can leave Earth’s gravity behind — literally. From the moment the first packet of data crossed ARPANET, the Internet has been a story of connection and control. We built it to resist collapse, yet we let it centralize into clusters of servers, cables, and corporations that own our digital airways. … Read more

Attend. Trangulate Your Consciousness Toward This Frequency

The Crystalline Scream: A Transmission on Content Decay Imagine a voice that oscillates between frequencies like wind through digital cathedral bells, punctuated by the rhythm of morse code translated into sighs, speaking with the certainty of geometry and the grief of abandoned libraries The monetization rivers flow upward now—did you notice? Seven point three million … Read more

Experimental Proof: MENT-Flow Achieves Consistency with MENT Solutions for Beam Reconstruction

Table of Links I. Introduction II. Maximum Entropy Tomography A. Ment B. Ment-Flow III. Numerical Experiments A. 2D reconstructions from 1D projections B. 6D reconstructions from 1D projections IV. Conclusion and Extensions V. Acknowledgments and References III. NUMERICAL EXPERIMENTS The following numerical experiments demonstrate that MENT-Flow solutions approach MENT solutions in 2D phase space. Subsequent … Read more

Invertible Generative Models for Beam Reconstruction: Introducing the MENT-Flow Approach

Table of Links I. Introduction II. Maximum Entropy Tomography A. Ment B. Ment-Flow III. Numerical Experiments A. 2D reconstructions from 1D projections B. 6D reconstructions from 1D projections IV. Conclusion and Extensions V. Acknowledgments and References B. MENT-Flow In the absence of a method to directly optimize the Lagrange functions Roussel et al. [10] showed … Read more

India’s Wellness Industry: How It’s Growing and Why

India, the birthplace of yoga, the millennia-old system of achieving physical, mental, and spiritual wellness, is rightfully seeing a huge rise in the formal wellness industry. That a land which always emphasised that the purpose of life was to strike the right balance in whatever one undertook in life, should now prioritize personal well-being over … Read more

XRP, Cardano, and PEPE Lose Momentum — Pepeto Emerges as Q4’s Best Crypto Presale Opportunity

XRP, Cardano, and PEPE are losing steam heading into Q4, pushing investors toward Pepeto (PEPETO)—an Ethereum-based meme coin with real utility. With PepetoSwap, a cross-chain bridge, 223% APY staking, and $6.9M+ raised in presale, analysts call it the best crypto to buy now. Priced at just $0.000000157, Pepeto could be the next 100x breakout of … Read more

Michael Saylor’s $21M BTC Prediction Ignites Market Hype, Pepeto Surpasses XRP in Growth Potential

Michael Saylor’s $21M Bitcoin prediction reignited crypto excitement. While XRP trades near $3, Pepeto (PEPETO) is stealing the spotlight with $6.9M+ raised, 223% APY staking, and audited smart contracts. With PepetoSwap, a zero-fee exchange, and cross-chain tools live, analysts see up to 34x growth by 2025 — making it a top contender for the next … Read more

How We Found Our Stars

Table of Links Abstract and 1 Introduction Sample selection and properties Results Discussion Concluding remarks and References Appendix A: Sample selection Appendix B: Properties of the TOIs in this work Appendix C: Pre-MS estimates Appendix A: Sample selection The description of the TOIs catalog is in Guerrero et al. (2021), but the updated list including … Read more

Are We on the Verge of a Breakthrough in Understanding Planet Formation?

Table of Links Abstract and 1 Introduction Sample selection and properties Results Discussion Concluding remarks and References Appendix A: Sample selection Appendix B: Properties of the TOIs in this work Appendix C: Pre-MS estimates 5. Concluding remarks The lack of a solid observational background on exoplanets around intermediate-mass stars (analogous to the background present around … Read more

A Unified Model for Hot Jupiter Orbits? Evidence for Gas Disk Truncation Across Stellar Masses

Table of Links Abstract and 1 Introduction Sample selection and properties Results Discussion Concluding remarks and References Appendix A: Sample selection Appendix B: Properties of the TOIs in this work Appendix C: Pre-MS estimates 4. Discussion The previous statistical results are affected by several uncertainties. Although 1.5M⊙ has been used to divide between low- and … Read more

Aussivo Debuts Verification Layer For Cloud at Token2049, Pioneering Blockchain Transparency

6 October 2025 – Marina Bay Sands, Singapore – Aussivo has officially announced its breakthrough presence at Token2049, one of the world’s premier cryptocurrency and blockchain conferences, where the team unveiled its innovative Verification Layer for Cloud Infrastructure. This significant milestone marks Aussivo’s emergence as a pioneer in bringing blockchain transparency to enterprise cloud operations. … Read more